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☆ Victims Describe Their Pain and Prisoners Apologize in Bali Bombing Trial
▼ + stars: | 2024-01-25 | by ( Carol Rosenberg | ) www.nytimes.com time to read: +1 min

Relatives of tourists killed in the 2002 terrorist bombing in Bali, Indonesia, spoke of endless, devastating grief, and two prisoners who conspired in the attack renounced violence in the name of Islam on Thursday for a U.S. military jury assembled at Guantánamo Bay to deliberate their sentence. The prisoners, Mohammed Farik Bin Amin and Mohammed Nazir Bin Lep, both Malaysians, pleaded guilty last week to war crimes charges for conspiring with an affiliate of Al Qaeda that carried out the attack. He was born after his uncle, Nathaniel Dan Miller, 31, was killed in the bombing and read a statement written by the victim’s mother, his grandmother. Christopher Snodgrass of Glendale, Ariz., said the loss of his daughter, Deborah, 33, in the bombing and other “terrorist activities worldwide” left him despising “over 20 percent of the world population, Muslims. I’m a religious person, and the hate-filled person I have become is certainly not what I wanted.”

Persons: Mohammed Farik Bin Amin, Mohammed Nazir Bin, ”, Solomon Lamagni, Miller, Nathaniel Dan Miller, Christopher Snodgrass, Deborah, despising, I’m Organizations: Al Locations: Bali , Indonesia, Al Qaeda, London, Glendale, Ariz

☆ Spora Health's founder painted a rosy portrait of his healthcare startup. The reality is more complicated.
▼ + stars: | 2023-10-30 | by ( ) www.businessinsider.com time to read: +14 min

The way Dan Miller told it, his startup Spora Health was crushing it, providing high-quality care to "thousands" of people online. The startup had secured at least one big contract, with Apple, according to three former Spora employees and another source close to Spora. Four of them told Insider they either no longer worked with Spora or hadn't seen Spora patients in a year. Two doctors listed on Spora's website as "featured Spora providers" also told Insider that they no longer worked for the startup. Another former clinician said she only ever treated a handful of Spora patients.

Persons: Dan Miller, Miller, Spora, it's, UnitedHealthcare, Aetna didn't, paychecks, hadn't, he's, It's, —, we've, " Miller, Shelby Livingston, Rob Price, Emmalyse Brownstein, Ryan Pickrell, Gloria Dawson, Stephanie Hallett, Alcynna Lloyd, Hayley Peterson Organizations: Company, TechCrunch, Spora, US Securities and Exchange Commission, Apple, Aetna, Stanford Graduate School of Business, Human Ventures, MaC Venture, SEC Locations: Spora, Level's, slivingston@insider.com

☆ The CEO of Spora Health on fighting bias as a startup founder and his inspirations to improve healthcare for people of color
▼ + stars: | 2023-09-07 | by ( ) www.businessinsider.com time to read: +13 min

Dan Miller founded Spora Health in 2019 to deliver better healthcare to people of color. AdvertisementAdvertisementDan Miller founded the startup Spora Health in 2019 to provide better medical care to people of color. Most of Spora's healthcare providers are people of color, and all its clinicians are trained in health equity and cultural competence. How has your experience as a Black patient in the US healthcare system informed what you built at Spora? But I knew there was a lot of demand and interest from Black folks that I would meet in the community.

Persons: Dan Miller, Miller, I'd, He's, Spora, I've, they're, who's, you've Organizations: Spora Health, San Francisco Bay Area, Fortune, Bay Area Locations: San Francisco, San Francisco Bay, America, Bay, New York, Silicon, United States

American Express issues several co-branded Delta credit cards, including the Delta SkyMiles® Gold American Express Card and the Delta SkyMiles® Platinum American Express Card. Unlike the Delta Gold Card, the Delta SkyMiles® Platinum American Express Card can help you earn Medallion® Qualification Miles (MQMs) toward Delta elite status through its Status Boost benefit. Another benefit of the Delta SkyMiles® Platinum American Express Card is the ability to access Delta Sky Clubs when you're flying Delta, at a discounted rate of $50 per visit. Delta Gold Business Card vs Delta Platinum Business CardThere are also business versions of these two cards:Delta SkyMiles® Gold Business American Express Card: 50,000 bonus miles after spending $2,000 in purchases on your new card in your first three months of card membershipDelta SkyMiles® Platinum Business American Express Card: 60,000 bonus miles after spending $3,000 in purchases on your new card in your first three months of card membershipThe Delta SkyMiles® Gold Business American Express Card and the Delta SkyMiles® Platinum Business American Express Card offer very similar overall benefits to the personal versions. If you're a casual Delta flyer, the Delta SkyMiles® Gold American Express Card is likely going to be a better fit for you.

Two of American Express's Blue cards — the Blue Cash Preferred® Card from American Express and Blue Cash Everyday® Card from American Express — are excellent options for earning cash back. Blue Cash credit card benefits and rewardsAs cash-back credit cards, the Amex Blue Cash Preferred and Blue Cash Everyday® Card from American Express are light on extra perks compared to travel rewards credit cards that often come with high annual fees. Card benefitsThe Blue Cash Everyday® Card from American Express and the Amex Blue Cash Preferred both offer statement credits for select purchases. The Blue Cash Everyday® Card from American Express also offers two statement credits to cardholders, including the same Disney Bundle credit as the Amex Blue Cash Preferred. When comparing the Blue Cash Preferred® Card from American Express and the Blue Cash Everyday® Card from American Express, you'll want to look at your own specific spending patterns.

Read our review Read Our Review A looong arrow, pointing rightIf you're considering adding a new card to your wallet, both the Amex Blue Cash Preferred and the Amex EveryDay® Preferred Credit Card are great options. The Amex Blue Cash Preferred earns cash back in the form of Reward Dollars, which can be redeemed for statement credits, while the Amex EveryDay® Preferred Credit Card earns American Express Membership Rewards points. This benefit is unique to the EveryDay Preferred card (and its sister card, the no-annual-fee Amex EveryDay® Credit Card from American Express ). Benefits and featuresBlue Cash Preferred Card benefitsThe Amex Blue Cash Preferred doesn't offer premium perks, but there are a few money-saving benefits worth mentioning. That said, the Amex EveryDay® Preferred Credit Card is great for folks who regularly use and maximize Membership Rewards points.

In the third round of voting on Tuesday, all 20 of the lawmakers defying Mr. McCarthy voted for Jim Jordan of Ohio instead. Mr. Jordan, who himself voted for Mr. McCarthy, is a founding member of the Freedom Caucus and has repeatedly cast doubt on the 2020 election. Nineteen Republicans did not support Mr. McCarthy on the first two votes, casting their ballots for others, including Mr. Biggs and Mr. Jordan. 1st Zeldin Jordan Jordan Luna , Fla. 13th Fla. 13th Jordan Jordan Jordan Miller , Ill. 15th Ill. 15th Jordan Jordan Jordan Norman , S.C. 5th S.C. 5th Biggs Jordan Jordan Ogles , Tenn. 5th Tenn. 5th Jordan Jordan Jordan Perry , Pa. 10th Pa. 10th Biggs Jordan Jordan Rosendale , Mont. 2nd Biggs Jordan Jordan Roy , Texas 21st Texas 21st Donalds Jordan Jordan Self , Texas 3rd Texas 3rd Jordan Jordan JordanLee Zeldin, a former representative from New York, received one vote (from Andy Harris of Maryland) on the first ballot.

☆ They’re Taking Jigsaws to Infinity and Beyond
▼ + stars: | 2022-12-09 | by ( Siobhan Roberts | ) www.nytimes.com time to read: +2 min

There was a fine line, however, between psychedelic finery and “letting the color stretch and warp too far,” Ms. Ghassaei said. The journal Science featured their 3D-printed organ research with Jordan Miller, a bioengineer at Rice University. The route from one project to the next is marked with mathematical concepts like Laplacian growth, Voronoi structures and the Turing pattern. These concepts, which loosely speaking govern how shapes and forms emerge and evolve in nature, “cultivate the algorithms,” Ms. Rosenkrantz has written. The same algorithms can be applied to very different media, from the twisty maze pieces to the intricate components of 3D-printed organs.

Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). But you may not realize there's another kind of Amex Gold Card — and we're not talking about the business version (the American Express® Business Gold Card ). Even though they appear similar, these Amex Gold cards are very different from the standalone Amex Gold card. American Express Gold CardThe standard American Express® Gold Card has a lot more to offer than the Platinum's authorized-user Gold card. It also earns 4x Membership Rewards points on the first $25,000 spent at US supermarkets each calendar year (then 1x).

Best overall for travel rewards Annual Fee Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Best small-business travel rewards card Annual Fee Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.

Read our review Read Our Review A looong arrow, pointing rightThe Blue Cash Everyday® Card from American Express is a solid cash-back card with no annual fee. The Blue Cash Everyday® Card from American Express earns cash back on every purchase, with no annual fee. Blue Cash Everyday card benefits and featuresBecause the Blue Cash Everyday® Card from American Express is fairly basic, there aren't a lot of the ancillary benefits that come with some other cards. Read our review Read Our Review A looong arrow, pointing rightBlue Cash Everyday fees and costsThe Blue Cash Everyday® Card from American Express has no annual fee but does charge a variety of other fees. The Blue Cash Everyday® Card from American Express could be worth it, depending on where you spend the most money.

Two of American Express's Blue cards — the Blue Cash Preferred® Card from American Express and Blue Cash Everyday® Card from American Express — are excellent options for earning cash back. Card benefits and rewardsAs cash-back cards, the Blue Cash Preferred® Card from American Express and Blue Cash Everyday® Card from American Express are light on extra perks compared to rewards credit cards that often come with high annual fees. Card benefitsThe Blue Cash Everyday® Card from American Express and the Blue Cash Preferred® Card from American Express both offer statement credits for select purchases. The Blue Cash Everyday® Card from American Express also offers two statement credits to cardholders, including the same Disney Bundle credit as the Blue Cash Preferred® Card from American Express. When comparing the Blue Cash Preferred® Card from American Express and the Blue Cash Everyday® Card from American Express, you'll want to look at your own specific spending patterns.

Delta and American Express offer several co-branded credit cards, and right now, both the Delta SkyMiles® Gold American Express Card and the Delta SkyMiles® Platinum American Express Card are offering excellent limited-time welcome bonus offers. Unlike the Delta SkyMiles® Gold American Express Card, the Delta SkyMiles® Platinum American Express Card can help you earn Medallion® Qualification Miles (MQMs) toward Delta elite status through its Status Boost benefit. Another benefit of the Delta SkyMiles® Platinum American Express Card is the ability to access Delta Sky Clubs when you're flying Delta, at a discounted rate of $39 per visit. Also, keep in mind that the Delta SkyMiles® Reserve American Express Card (with a $550 annual fee) offers complimentary Delta Sky Club access when you're flying Delta. If you're a casual Delta flyer, the Delta SkyMiles® Gold American Express Card is likely going to be a better fit for you.

You can use Delta miles for flights on Delta or its partners, including Air France and KLM. How to earn Delta SkyMilesEarn Delta miles by flying Delta and its partnersThe most obvious way to earn Delta SkyMiles is to fly on Delta. Earn Delta miles through shopping and dining rewardsThere are also a few other ways to earn Delta SkyMiles without flying or spending on credit cards. Delta SkyMiles frequently asked questions (FAQ)Do Delta miles expire? It's also worth noting that Delta credit card holders can choose to redeem Delta miles for flights at a rate of 1 cent each.

☆ You can transfer Citi ThankYou points to 14 airline and 2 hotel partners, and the best programs can save you thousands of miles on flights to destinations like Hawaii
▼ + stars: | 2022-09-16 | by ( Dan Miller | Jasmin Baron | Read More | ) www.businessinsider.com time to read: +30 min

Citi® Double Cash Card — This card recently changed from earning cash back to earning Citi ThankYou points directly. Otherwise, with the Citi Rewards+® Card, Citi ThankYou® Preferred Card, and Citi® Double Cash Card, the ratio is 5:4 (1,000 Citi ThankYou points = 800 Wyndham points). Citi ThankYou points retail transfer partnersIn addition to airline and hotel transfer partners, Citi ThankYou has one retail transfer partner. How to transfer Citi ThankYou pointsTransferring your Citi ThankYou points is a fairly straightforward process. Citi transfer partners frequently asked questions (FAQ)Is American Airlines a Citi transfer partner?

The Blue Cash Everyday® Card from American Express is a solid cash-back card with no annual fee. Read our review Read Our Review A looong arrow, pointing rightReview: Is the Amex Blue Cash Everyday the right card for you? The Blue Cash Everyday® Card from American Express earns cash back on every purchase, with no annual fee. Blue Cash Everyday card featuresBecause the Blue Cash Everyday® Card from American Express is fairly basic, there aren't a lot of the ancillary benefits that come with some other cards. The Blue Cash Everyday® Card from American Express could be worth it, depending on where you spend the most money.

Read our review Read Our Review A looong arrow, pointing rightIf you're considering adding a new card to your wallet, both the Blue Cash Preferred® Card from American Express and the Amex EveryDay® Preferred Credit Card are great options. The Blue Cash Preferred® Card from American Express earns cash back in the form of Reward Dollars, which can be redeemed for statement credits, while the Amex EveryDay® Preferred Credit Card earns Amex Membership Rewards points. This benefit is unique to the EveryDay Preferred card (and its sister card, the no-annual-fee Amex EveryDay® Credit Card from American Express ). Benefits and featuresBlue Cash Preferred Card benefitsThe Blue Cash Preferred® Card from American Express doesn't offer premium perks, but there are a few money-saving benefits worth mentioning. That said, the Amex EveryDay® Preferred Credit Card is great for folks who regularly use and maximize Membership Rewards points.

Here are four reasons why you should apply for the Chase Sapphire Preferred® Card now. Read more: Chase Sapphire Preferred card reviewIf you redeem them for statement credits, this bonus is worth $800. While the coverage is not quite as comprehensive as that from the premium Chase Sapphire Reserve®, the Chase Sapphire Preferred® Card is still one of the best credit cards for car rental insurance. Make sure you're eligible for the Sapphire Preferred before applyingThere are several great reasons to apply for the Chase Sapphire Preferred® Card, but you'll want to make sure you're eligible before you submit your application. You would need to cancel your Chase Sapphire Reserve® (or downgrade it to a no-annual-fee card) before applying for a new Chase Sapphire Preferred® Card.

I've since bought other rentals, and in my 14 years as a landlord I've learned a few things. Also, it's important to stick to your written criteria when choosing a tenant and never rent to friends or family members. Over the past 14 years of being a landlord, I've learned a few things I wish I'd known when I was just starting out. How I got started as a landlordBefore I start, I thought I'd share a bit about how I became a landlord. Always stick to your (written) rental criteriaAnother thing that I have seen burn many landlords is the importance of sticking to written rental criteria when evaluating tenants.

Even though they appear similar, these Amex Gold cards are very different from the standalone Amex Gold card. American Express Gold CardThe standard American Express® Gold Card has a lot more to offer than the Platinum's authorized-user Gold card. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

Rewards Earn 2x Membership Rewards® Points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1X). Rewards Earn 2x Membership Rewards® Points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1X). The Amex EveryDay Card has a welcome bonus offer of 10,000 Membership Rewards® Points when you spend $1,000 in the first 3 months., while the Amex EveryDay® Preferred Credit Card gives 15,000 Membership Rewards. Both the Amex EveryDay Card and Amex EveryDay® Preferred Credit Card cards offer a bonus depending on the number of purchase transactions you make in each monthly billing cycle. If you don't think that you can regularly do that, you may want to consider the Amex EveryDay Card or a cash-back card.

Your top priority should be paying down any existing credit card debt, potentially with a credit card that saves you money with an introductory APR offer. If you've opened several credit cards over the past few years, now is a great time to review your portfolio and make any necessary adjustments. But the recent economic upheaval may be impacting your ability to pay off your credit card balances. Nobody knows what credit card welcome offers might look like a few months down the road. One thing that is happening right now is that banks are limiting the marketing channels for credit cards.

Mortgage rates will never get this low again!" At that time, he said that he could get me a 15-year mortgage at a 2.875% interest rate. We decided that we were not ready to commit to extra monthly payments right now with our situation of increased economic uncertainty. Mortgage rates are changing again! And plus, I can take comfort in knowing that I'll never have to refinance ever again, because mortgage rates will never be this low again, right?

Persons: I've, I'm, —, we've Organizations: Fed, Service, Federal Reserve, Mortgage

I'll continue to pay the fees for the IHG® Rewards Club Premier Credit Card and The World Of Hyatt Credit Card because of their annual reward-night benefits. See Business Insider's list of the best travel-rewards credit cards. But before we get into which credit cards I'm canceling in 2020, let's touch on what happens to your points if you cancel a credit card. American Express® Gold Card — This is another card whose annual fee has gone up in the not too distant past. The annual free night (valid at Category 1 to 4 Hyatt hotels) is worth the $95 annual fee for me.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). My wife and I have been using rewards credit cards to earn free travel for our family of eight since 2013. Applicants with a lot of recent card applications could still be approved for business credit cards and co-branded cards like the IHG One Rewards Premier Credit Card or the Marriott Bonvoy Boundless Credit Card . Note that credit card lenders may use many different variations of credit score models when considering your application. That's $900 toward travel when you redeem through Chase Ultimate Rewards®$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.

Persons: We've, we've, Read, —, Chase, Asia Miles Organizations: Chase Sapphire, Service, Chase, Card, Marriott, American Express, Bank of America, Chase Sapphire Reserve, Asia, Sapphire Reserve, IHG, Citi, Sapphire, TSA, Reading Chevron Locations: Lake Tahoe, Reno, Barcelona

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